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Cover photo provided by John S. Hockensmith	Volume 76, Number 6 November 2012 Legal Tools for a Tough Economy A full copy of the current issue is available: PDF Format - 7 MB

Legal Tools for a Tough Economy Loss Mitigation After the Housing Crash: Navigating Through the Making Home Affordable Program By Melissa J. Whalen Forging Foreclosure Fairness for Communities By Ben Carter Defending Credit Card Collection Lawsuits By Loren VanDyke Wolff Consumer Financial Protection Bureau Activity in 2012 and Beyond By Jeffrey W. Kibbey
Columns President's Page By W. Douglas Myers YLD By Jackie Sue Wright Shop Talk By Michael Losavio Effective Legal Writing By Kristin J. Hazelwood
Items of Interest Highlights from the 2012 Fall Swearing In 2013 Call for Nominations for Distinguished Service Awards Kentucky's Lawyer Leaders Kentucky's Unemployment Bridge Program Judicial Conduct Commission Judicial Nominating Commission Information Kentucky Bar Foundation Salutes All Fellows Order Amending Rules of Criminal Procedure, Rules of Civil Procedure, and Family Court Rules of Procedure and Practice Kentucky Bar News KYLAP News Who, What, When & Where CLE